Funding The Backbone of America

Farmers and agricultural business owners form the backbone of the American economy. From feeding the world with their crops to conducting research in the fisheries sector, agricultural business owners deserve access to the funding they need to continue their essential work.

We partner with multiple government lending programs, including the Farm Service Agency (FSA), Fisheries Finance Program (FFP), and Farm Storage Facility Loans (FSFL), to bring loans to farmers and fishery owners who cannot obtain financing from commercial lenders. We streamline the application and lending processes and answer your questions along the way.

Types of Agricultural Loans and Qualifications

There are four types of government-backed agricultural loans to support farmers, ranchers, and fishery owners in their efforts to purchase real estate, machinery, equipment, and more. These loans typically offer lower down payments, easier qualifying criteria, longer repayment terms, and attractive interest rates.

FSA Farm Operating Loans (Direct and Guaranteed)

FSA loans offer farm operating loans to promote, build, and sustain farms with the goal of cultivating a thriving agricultural economy in the US.

To qualify, farmers must meet the following requirements:

Fisheries Finance Program

The FFP offers direct government loans to help fishery owners and those in the fishing industry to finance the cost of construction of fishing vessels, fisheries facilities, aqua cultural facilities, and individual fishing quotas in the Northwest Halibut/Sablefish and Alaskan Crab Fisheries.

Qualifying for an FFP loan requires the following:

Farm Ownership Loans (Direct and Guaranteed)

FSA FO loans assist new farmers with purchasing land and facilities to enlarge their operations, pay for closing costs, and fund water and soil conservation efforts.

To qualify, farmers must meet the following requirements:

Farm Storage Facility Loans

FSFLs encourage farmers to construct on-farm storage and handling facilities for eligible commodities, including corn, grain sorghum, oats, wheat, barley, rice, soybeans, peanuts, minor oilseeds, lentils, chickpeas, dry peas, hay, renewable biomass and cold storage facilities for fruits and vegetables.

To meet loan qualifications, borrowers should be able to demonstrate the following: