We specialize in restructuring merchant cash advance debt. Businesses who are having trouble paying off their MCA debt and are searching for more manageable repayment terms may find this solution quite helpful.
$50,000 to $10 million business debt accepted!
Pay-As-You-Go (PAYG) Model, No Upfront Cost!
24-hour Turnaround for Case review
We require following items submitted with the application
Three (3) most recent business bank statements (separate pdf’s for each month).
Copy of front and back of client’s valid driver’s license.
Copy of all signed MCA contracts for legal review.
There are no upfront fees. You can access our services without any financial burden.
Our clients can utilize the potential to achieve approximate savings of 50% before fees, or around 25% after our fees. Additionally, they can transition to a new weekly payment schedule spanning 24 to 78 weeks, typically completed within 6 to 18 months.
Our services can help enhance your business cash flow and increase overall profitability.
You get an opportunity to steer clear of severe defaults and potential bankruptcy.
You have the opportunity to save your business and preserve valuable business relationships.
Top 3 Questions from Business Owners
6-18 Months
Time it can take to get out of Debt
Determining the optimal technique and timing for debt management will depend on the specific financial circumstances, the nature of the overall debt, and the available resources of the company.
70%
Average of debt paid back
Evaluating a company's current situation, including its debt type, number of funders, negotiation power and financial resources is crucial as this valuable insight helps determine the most effective strategies.
Approx. 3
Can I miss payments and still succeed?
Despite having missed an average of three payments, eight out of ten businesses have managed to achieve success with us. We understand that late payments can happen along the restructuring journey.
You Have 2 Options At This Point
Option 1. Why choose to continue struggling with your MCA payments and miss out on potential business opportunities? While it may seem like treading water is an option, relying on hope as a business strategy is simply not effective.
Option 2. By taking action and partnering with us, you gain access to our team of experienced merchant cash advance debt restructuring experts. Once you start saving on cash flow, the possibilities are endless. The choice is yours, and we're here to help you.
Merchant Cash Advance Companies using Lure of 'Instant Money' to Generate Crazy Return On Investment For Themselves
Many business owners who opt for Merchant Cash Advances (MCAs) often underestimate the true cost of these funds. MCAs are marketed as a quick and convenient financing solution, but they can turn out to be a hidden danger for your business. Once you allow MCAs into your operations, the exorbitant interest rates (averaging between 40% to 300% annually) and daily repayment schedules wreak havoc on your cash flow, ultimately leaving you in a worse financial situation than when you began. It's not uncommon for businesses to resort to taking out additional MCAs just to repay the previous ones on time, leading to a cycle of increasing debt. This pattern continues, pushing business owners deeper and deeper into financial distress.
Often, when business owners find themselves burdened with multiple MCAs, they may be pitched the idea of MCA Consolidation or MCA Reverse Consolidation as a solution. However, these transactions can be incredibly complex, to the point that even industry professionals struggle to explain them accurately. Unfortunately, in many cases, these consolidation options do not provide the relief business owners are seeking. Instead, they can worsen the situation by plunging owners deeper into high-cost debt.
One important consequence of opting for MCA Consolidation or Reverse Consolidation is that it can lead to being placed on a "no touch" list by both MCA lenders and non-MCA lenders. This means that obtaining any new loans, whether MCA or otherwise, becomes extremely challenging. Why does this happen? The reason is that these consolidation methods are viewed unfavorably by lenders as they negatively impact a business's cash flow. Lenders interpret such decisions as a reflection of poor business acumen or inadequate financial management skills on the part of the business owner.
Work With Us for MCA Debt Resolution
Our firm specializes in providing support to small and mid-sized businesses seeking to restructure their Merchant Cash Advance (MCA) debt. We understand that MCA debt can pose significant challenges for businesses of all sizes, making it essential for them to choose a debt restructuring strategy that aligns with their specific needs.
By partnering with us, businesses grappling with MCA debt get access to an experienced advisory team is well-equipped to guide you through the process of negotiating new terms with their MCA funders, ensuring a more manageable and sustainable financial future.
Defaulting on Merchant Cash Advances (MCAs) can have severe consequences for a company, including potential legal action and damage to its credit rating. To address the challenges of struggling with MCA debt, our expert merchant cash advance debt restructuring services offer an excellent solution. By utilizing our services, businesses can explore the option of renegotiating their merchant cash advances with their funders. Watch this Bloomberg Businessweek story about Merchant Cash Advances.
