Business Term Loan or Business Line of Credit

* $25,000 to $500,000+
* 2-10 Yr. Term & Monthly Pay
* Term Loan or Line of Credit option
* 8.9-12.6% APR

2 or more years in business
* Must have $250,000 in annual revenues in last two years
* Owner(s) must have 660+ credit score

* Monthly Payment Schedule for up to 10 years
* Annual costs far less than MCA
* Existing Debt Balances do not need to be paid off
* Will strengthen the business credit
* Non personal guarantee options available
* No restrictions on the use of funds
* No Collateral Requirements


Our 1-page fillable WC application: Please sign, date, & scan back with the rest  of your submission.
Our Debt Schedule: Please fill out in its entirety. Accuracy is paramount.
* Six (6) most recent business bank statements (separate pdf’s for each month).
* Copy of front and back of client’s valid driver’s license.
* Copy of your
Experian credit report from last 30 days.
* A copy of SS4 (Employer ID Number) for the business.
* Articles of Incorporation
* A copy of voided check. The title of this account MUST match the application. No exceptions!

Please submit case file package in one email to:

Smart Funding Solution to Grow Your Capabilities

Small and medium-sized firms have particular difficulties getting the finance they require to grow. Even when other lenders have turned you down, we provide a choice of funding solutions that can provide you with the funds you need to expand because we are aware of these difficulties. Our working capital loan is a wise loan choice for increasing cash flow, reducing business debt, and acting as a stop-gap measure while you wait for larger funds from conventional lending sources to be approved.

What is a Business Working Capital Loan?

Because it is based on your present liquidity, a working capital loan differs from a conventional loan in this way. We will evaluate your present and anticipated liquidity when deciding on the total amount and repayment terms of a working capital loan for you. Working capital loans can be an excellent way to pay for routine business costs like employee salaries, equipment purchases, and any other short-term urgent costs you might have to address.

Is a Working Capital Loan Right for You?

There are many instances when a working capital loan might be a good option for your business. Consider applying for a working capital loan if:

Designed to Benefit Your Business

Our working capital loans are designed to support you in your efforts to scale your business with a host of business-friendly benefits.

Customized Lending Based on Cashflow

Your business is unique. So your loan should be, too. We examine your current and projected cashflow in determining how much you qualify for.

Predictable Monthly Payments

Always know when your payment is due and how much is due with our affordable monthly payment plans.

Lower Financing Costs

Working capital loans generally carry fewer fees and allow you to purchase items you can write off, optimizing your savings.

2-10 year Repayment Terms

Take longer terms to repay your working capital loan and select the repayment terms that work best for your business.

Strengthen Your Credit

Working capital loans help you appear more creditworthy to traditional lending programs.

Keep Existing Loans Intact

Securing a working capital loan isn't always dependent on you paying off the balances of your other current loans.